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Summer brings vacations, baseball and softball, and camping as we make use of every ounce of daylight outside. Bruce Honey Days will also soon be here. This year's theme is "Some Beach, Somewhere", Beach Party. During the summer, remember that more of our children are riding bikes and playing in our neighborhoods. Please drive extra careful and have a great summer!
Please note that FDIC Deposit Insurance has temporarily been increased to $250,000 per individual through December 31, 2013. This means that some accounts may be insured for substantial amounts. If you have questions about deposit insurance, please give us a call. The FDIC also has provided tools for consumers to use in determining insurance - visit fdic.gov and follow consumer links for more information.
In addition, Richland State Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
As part of the Banking Demo on the left hand menu, also see the presentation regarding identity theft and "phishing". As more people become dependent on the internet, we remind everyone to be aware of Internet security risks. Remember that banks will not contact you for personal information in e-mails and make sure you are utilizing secure websites for any on-line transactions. Software to protect against spyware and viruses is important to keep these items from being downloaded to your computer. Please contact us immediately if you believe you have fallen victim to someone "phishing" for your personal information.
-Richland State Bank is a South Dakota State Chartered bank dedicated to providing community banking services in Bruce, South Dakota and its surrounding trade area. Additionally, the Bank is also committed to expanding its markets and services beyond the traditional trade area through niche student loan programs marketed on a national basis as well as other specialized nontraditional banking activities. >> Learn More
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