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Notice of changes in Temporary FDIC Insurance Coverage for Transaction Accounts.

By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) no longer receive unlimited deposit insurance coverage but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information, visit www.fdic.gov.             

 For your protection

Scam artists are becoming more bold and more creative in their methods to obtain your personal and credit information.  Our partners with internet banking, debit cards, and the Bank itself WILL NOT contact you to ask for this information. If someone does, DO  NOT provide any information to them!!!

Please note that as more people become dependent on the Internet, everyone needs to be aware of Internet security risks.  Remember that banks will not contact you for personal information in e-mails or with messages from this website.  Make sure you are utilizing secure websites for any on-line transactions.  Software to protect against spyware, malware and viruses is important to keep these items from being downloaded to your computer.  Please contact us immediately if you believe you have fallen victim to someone "phishing" for your personal information. 


  -Richland State Bank is a South Dakota State Chartered bank dedicated to providing community banking services in Bruce, South Dakota and its surrounding trade area.  Additionally, the Bank is also committed to expanding its markets and services beyond the traditional trade area through niche student loan programs marketed on a national basis as well as other specialized nontraditional banking activities.  >> Learn More


 Click here to visit Richland Loan Processing Center

More information on identity theft can be found at the Fair Trade Commission (FTC) http://www.ftc.gov/

 Protect your ADVANTAGE CheckCard from online fraud with Verified by Visa. Your Visa card is now equipped with Verified by Visa—it password protects your card for free.  http://usa.visa.com/personal/security/security-program/verified-by-visa.jsp






Products & Services:

Online Services:

  • Deposits
  • Safe Deposit Boxes
  • Loans
  • Privately-Insured Education Loans

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  • Applications
  • Check Reorder
  • Calculators

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