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Notice of changes in Temporary FDIC Insurance Coverage for Transaction Accounts.

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010,through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.  The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOL T As"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.  For more information about temporary FDIC insurance coverage of transaction accounts, visit ww.fdic.gov.             

 For your protection

Scam artists are becoming more bold and more creative in their methods to obtain your personal and credit information.  Our partners with internet banking, debit cards, and the Bank itself WILL NOT contact you to ask for this information. If someone does, DO  NOT provide any information to them!!!

Please note that as more people become dependent on the internet, everyone needs to be aware of Internet security risks.  Remember that banks will not contact you for personal information in e-mails or with messages from this website.  Make sure you are utilizing secure websites for any on-line transactions.  Software to protect against spyware, malware and viruses is important to keep these items from being downloaded to your computer.  Please contact us immediately if you believe you have fallen victim to someone "phishing" for your personal information. 

  -Richland State Bank is a South Dakota State Chartered bank dedicated to providing community banking services in Bruce, South Dakota and its surrounding trade area.  Additionally, the Bank is also committed to expanding its markets and services beyond the traditional trade area through niche student loan programs marketed on a national basis as well as other specialized nontraditional banking activities.  >> Learn More

 

 

 Click here to visit Richland Loan Processing Center

More information on identity theft can be found at the Fair Trade Commission (FTC) http://www.ftc.gov/

 Protect your ADVANTAGE CheckCard from online fraud with Verified by Visa. Your Visa card is now equipped with Verified by Visa—it password protects your card for free. www.visa.com/verified

 


 

 

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