Products & Services


Deposit types offered:

  • Regular Demand Deposit Accounts
  • NOW Accounts
  • Super NOW Accounts
  • Money Market Deposit Accounts
  • Savings Accounts
  • Certificates of Deposit

ADVANTAGE/CheckCard ATM access card also available to eligible customers.

Safe Deposit Box

Box rent   $5.00 or $10.00 per year


Loan types offered:

Agricultural Real Estate and Agricultural Operating
Residential Real Estate (purchase, refinance, home improvement)
Business Real Estate and Business Operating
Consumer Loans (auto, recreational equipment, personal expenses, etc.)
Mobile Home or Modular Home Loans
Student Loans
Governmental Units (for local development projects) and Government Insured

Privately-Insured Education Loans

The Bank, in conjunction with its wholly owned subsidiary, Richland Loan Processing Center (“RLPC”) underwrites and originates privately insured student loans. 


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